Newsroom.

Minou Goetze teaches decision psychology at the Fresenius University of Applied Sciences in Hamburg and consults for the debt collection company PAIR Finance on the side. She knows: "Many people are contacted by a debt collection agency at least once in their lives. Debts are quickly incurred when the bill disappears under a pile or you've been away for a while. The question then is how to deal with it."

Founded at the beginning of 2016. Already listed in the top 50 of the Emerging Star Ranking by H2 Ventures and KPMG in its founding year, already in the profit zone today and valued at around 60 million dollars - FinTech PAIR Finance is one of the success stories in the German start-up scene. Co-founder and CEO Stephan Stricker had the idea of optimising debt collection processes based on AI.

Pair Finance is one of the few German financial startups that actually makes money. And not recognizably at the expense of growth. But rather, to a certain extent, as a result of growth. Specifically, revenues more than doubled in the past fiscal year. How does Pair Finance do what other fintechs don't even try?