About us.

Our vision is to change the debt collection market in Europe and make receivables management sustainable, digital, efficient and customer-oriented, which means a new approach and rethinking debt collection.


PAIR Finance positions itself as the technology leader in debt collection and has made it its mission to rethink debt collection. PAIR Finance has its roots in the digital marketing industry:

Intelligent marketing techniques based on digital data aim to raise the awareness of potential customers to the purchase of a product or service The channel, advertising message and timing are critical factors in the success of this approach,

which is similar to what PAIR Finance is doing in the debt collection process. The defaulting customer is made open to the prospect of finally paying their outstanding debt.

The aim is a targeted approach to your defaulting customers, offering them suitable solutions and guiding them quickly out of the collection process in a way that is digital, efficient and customer-oriented.


“We manage your open claims efficiently without putting a strain on your customer relationship”


“Our aim is to change the debt collection industry in Europe by making receivables management digital, efficient and customer-oriented on a sustainable basis.”


Vision, drive, innovation: PAIR Finance receives the Red Herring Top 100 Europe Award 2021.

Red Herring Top 100 Europe Award 2021

PAIR Finance has been awarded the Best Merchant Payment Initiative 2021, the only European Awards recognizing top European merchant payments acceptance companies and their achievements.

MPE Awards 2021

As an attractive employer, PAIR Finance receives the TOP COMPANY seal from rating platform kununu.

kununu TOP Company

PAIR Finance was in the final of the innovation competition of the Sueddeutsche Zeitung. The AI expert makes it into the top 5.

Top 5 at the Gipfelstuermer Award 2019

Marketing prize: PAIR Finance won in the category of “Digital Transformation - Start Up (Idea)” at the German Digital Awards 2018. This prize traditionally goes to the leading advertising agencies. PAIR Finance was recognised for its strong customer focus in debt collection.

German Digital Award 2018

On 29 August, PAIR Finance was awarded the “Diamond Star Digital Banking Award” by Handelsblatt in the Later Stage Fintech category. The combination of machine learning and behavioural research was considered highly innovative by the jury.

Diamond Star Digital Banking Award 2018

PAIR Finance has been awarded the Banking & Insurance IT Innovation Award from the University of St Gallen. The jury praised PAIR Finance’s level of innovation, economic viability, customer benefit and execution quality.

Banking & Insurance IT Innovation Award 2017

PAIR Finance was listed in the top 50 Emerging Star Rankings by H2 Ventures and KPMG in its founding year 2016.

Emerging Star 2016

Management team.

Stephan Stricker
Founder & CEO
Christian Zingel

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