About us.

Our vision is to change the debt collection market in Europe and make receivables management sustainable, digital, efficient and customer-oriented, which means a new approach and rethinking debt collection.


PAIR Finance positions itself as the technology leader in debt collection and has made it its mission to rethink debt collection. PAIR Finance has its roots in the digital marketing industry:

Intelligent marketing techniques based on digital data aim to raise the awareness of potential customers to the purchase of a product or service The channel, advertising message and timing are critical factors in the success of this approach,

which is similar to what PAIR Finance is doing in the debt collection process. The defaulting customer is made open to the prospect of finally paying their outstanding debt.

The aim is a targeted approach to your defaulting customers, offering them suitable solutions and guiding them quickly out of the collection process in a way that is digital, efficient and customer-oriented.


“We manage your open claims efficiently without putting a strain on your customer relationship”


“Our aim is to change the debt collection industry in Europe by making receivables management digital, efficient and customer-oriented on a sustainable basis.”


PAIR Finance is one of Germany's fastest growing technology companies in 2022 with a growth rate of 780 percent.

Deloitte Fast 50 - 2022

PAIR Finance is the Tech Awards 2022 winner in the category FinTech. The leading digital debt collection provider in Germany and Austria receives an award at WLOUNGE's Tech Awards Gala for the first time. The event is one of the largest and most exclusive awards ceremonies in the tech industry in Germany.

Tech Awards 2022

PAIR Finance wins the "Best Use of Data Analytics and AI" award at the "MPE Awards 2022". The MPE Awards are part of the Merchant Payments Ecosystem Conference, the largest payment conference for merchants in Europe.

MPE Awards 2022

Vision, drive, innovation: PAIR Finance receives the Red Herring Top 100 Europe Award 2021.

Red Herring Top 100 Europe Award 2021

PAIR Finance has been awarded the Best Merchant Payment Initiative 2021, the only European Awards recognizing top European merchant payments acceptance companies and their achievements.

MPE Awards 2021

On 29 August, PAIR Finance was awarded the “Diamond Star Digital Banking Award” by Handelsblatt in the Later Stage Fintech category. The combination of machine learning and behavioural research was considered highly innovative by the jury.

Diamond Star Digital Banking Award 2018


Management team.

Founder & CEO

Registered collection company

Member of

Partner of

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Startup Partner of

Open positions.